Standard Tim Hortons Credit Card Review
Standard Tim Hortons Credit Card Review
Eligibility Criteria
Benefits
Eligibility Criteria
- Age and Residency: Must be at least 18 years old and a Canadian resident.
- Credit Score: A good credit score is typically required for approval.
- Income: While no specific income threshold is mentioned, having a stable income improves chances of approval.
- Credit History: Requires a history of managing credit responsibly, unlike the secured version.
What if I have no credit history or a low credit score?
If you have no credit history or a low credit score, consider the secured version of the Tims Mastercard, which allows you to earn points on every purchase while building your credit history. The best part? There’s no hard credit check required*.
*Excluding Quebec: Quebec residents must first apply for the standard Tims Mastercard and undergo a hard credit check.
Benefits
Key Features
- No Annual Fee: Without any yearly fees.
- Tims Rewards Points: Points on every purchase, redeemable at Tim Hortons.
- Flexible Credit Limit: Limits are based on your credit score and financial history.
- Contactless Payments: Supports tap-to-pay for faster transactions.
- Account Management: Can be managed through your account online or the Tim Hortons app.
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Disclaimer
This is just educational content ,not financial advice. Top Loan is an affiliate partner. Verify all information with your lender and consult your financial advisor before making decisions. For any inquiries, please contact us at Info@toploan.ca.
